Category: Personal-finance
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Why You Need a Yearly Financial Check-up
Start Your New Year on a Strong Financial Foundation The new year is just around the corner. It is a natural time to reflect on the year gone by and plan for the future. We think about aspirations, resolutions, and the person we want to become. Yet, in the rush of becoming the “New You,”…
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Safety First: The Starting Point of Any Investment
Before committing money to any investment product, the first step should always be ensuring safety. We invest to grow our money, but protecting what we already have is equally important. Losing a significant amount of money can derail our financial plans and can be difficult to recover from. Warren Buffett once said, “A long string…
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Know Your Investments
Six Things You Must Know Before Putting in Your Money in to any Investment Product Safety.Confirm credibility of the people you are dealing with & the product they are offering. Internet is filled with crooks who are trying their best to steal your money. Don’t get charmed by fancy promises, understand the product, underlying assets,…
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Understanding Inflation: Why Your Money is Shrinking Every day!
When I was in school, I had a daily allowance of ₹ 5. The bus fare to my school was ₹ 2 so after keeping aside ₹ 4 for my commute, I had ₹ 1 to buy a guava or tamarind from an old lady outside my school. That extra ₹ 1 in my hand…
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Being Rich vs. Being Wealthy: Which One Truly Matters?
Most people dream of being rich. Few think about being wealthy.The difference? Richness is loud — expensive cars, designer clothes, exotic holidays. Wealth is quiet — investments, assets, and the freedom to never worry about the next payday. To understand why this difference matters for your financial wellbeing, let’s meet four very different people, each…
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What Financial Independence Really Means
“Money can’t buy happiness,” says age-old wisdom. True, but it surely pays for Roti, Kapda, Makaan… and Wi-Fi. Money is important—we all instinctively know that. But I’d argue it’s not just about having money; it’s about something far more powerful: Financial Independence. So, what’s the difference? It’s simple, yet profound. Financial independence, at its core,…
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आर्थिक आत्मनिर्भरता म्हणजे नक्की काय?
आपण नेहमीच ऐकतो पैशाने सुख विकत घेता येत नाही, अगदी खरं आहे. पण हेही तितकाच खरं की ‘रोटी कपडा मकान आणि Wifi’ साठी पैसाच लागतो. पण नुसते पैसे कमवण्याच्या मागे न घावात, प्रत्येकानी आर्थिकरित्या आत्मनिर्भर बनण्यावर जोर दिला पाहिजे. तर आर्थिक आत्मनिर्भरता म्हणजे नेमकं काय? सोप्या भाषेत – आर्थिक आत्मनिर्भरता म्हणजे तुम्हाला हवी असलेली जीवनशैली…
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